To see if you might qualify for an FHA-insured mortgage, complete the FHA borrower qualifying worksheet below. If you enter accurate information about your personal finances, and honestly answer ?no? to these questions about your credit history, you may qualify for an FHA-insured loan.
If you don't already know your credit scores, you can request a credit report. For more information about your credit and free credit reports, visit the Federal Trade Commission.
This sheet will help you see how you do with the "Four C's of Credit
- character - capacity - collateral - capital."
Credit history
Answer the following questions to see what kind of credit history you have.
| Credit Question | Answer |
| Have you filed for Chapter 7 bankruptcy in the past two years or Chapter 13 bankruptcy in the past year? |
Yes No |
| Have you experienced a foreclosure in the past three years? |
Yes No |
| Are you currently delinquent on any Federal debts such as Department of Education student loans? |
Yes No |
| Do you currently have any outstanding judgments against you? |
Yes No |
| Are you currently late on your rent or mortgage, or have you frequently been late in the past two years? |
Yes No |
| Are you currently late on any of your credit card, car loan or other payments, or have you frequently been late in the past two years? |
Yes No |