YOU’VE FOUND IT… WHAT IS NEXT?
19. WHAT DOES A HOME INSPECTOR DO, AND HOW DOES AN INSPECTION FIGURE IN THE PURCHASE OF A HOME?
An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only...
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Real Estate News
- Fourth Quarter Existing-Home Sales Surge in Most States, Prices Up in More AreasStrong gains in existing-home sales were the predominant pattern in most states during the fourth quarter, with many more metro areas seeing prices rise from a year earlier, according to the latest survey by the National Association of Realtors®. […]
- Pending Home Sales Stabilize, Remain Above Year-Ago LevelsPending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the National Association of Realtors®. […]
- REALTORS® Donate $550K to Haiti Relief and REALTOR® Good Neighbor WinnerThe REALTORS® Relief Foundation of the National Association of Realtors® is contributing $550,000 to the relief of victims of the Haiti earthquake, and is calling upon its 1.2 million members to help. […]
Housing And Urban Development
- HUD FY2011 Budget Focuses on Fiscal Discipline, Investing in People and Places
- HUD Secretary Donovan Names Rick Garcia as HUD's Rocky Mountain Regional
- HUD Selects Three Innovating Housing Authorities to Elite Program to Enhance Federal Rental Assistance Programs
- HUD Secretary Donovan Names Mary McBride as HUD's Northwest Regional Director
- HUD Secretary Donovan Names Edward Jennings, Jr. as HUD's Southeast Regional Director
The Economy
- U.S. International Trade in Goods and ServicesThe Nation's international trade deficit in goods and services decreased to $380.7 billion in 2009 from $695.9 billion in 2008. For December, the trade deficit increased to $40.2 billion from $36.4 billion (revised) in November. 2009: -380.7 $ billion 2008: -695.9 $ billion […]
I Found a House to Buy… Now What?
How Do I Find A Home
FINDING YOUR HOME
7. WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY?
Select a community that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or...
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Getting Started Buying A House
1. HOW DO I KNOW IF I’M READY TO BUY A HOME?
You can find out by asking yourself some questions:
Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable?
Do I have...
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About Buying A New Home
A home is a financial asset and more: it’s a place to live and raise children; it’s a plan for the future; it’s an investment in your community. That’s why we at the U.S. Department of Housing and Urban Development want all Americans to have an opportunity to enjoy the benefits of owning a...
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FHA Mortgage Pre-qualification Form
FHA Pre-qualification Form (Click Here)
Learn about your credit score by finding out the “Four C’s of Credit – character – capacity – collateral – capital.”
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How Much Home Can I Afford?
The maximum loan amount of your mortgage depends on several factors, such as, how much you earn, how much debt you already have and the type of mortgage.
FHA mortgages are one example:
What have you heard about qualifying for an FHA-insured Loan?
* Only inexpensive homes are allowed? Not true!
...
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FHA Mortgages And Loan Limits
FHA Limits For Pennsylvania (PA)
Common Questions About an FHA-insured Loan
Why choose an FHA-insured loan?
There are lots of good reasons to choose an FHA-insured loan, especially if one or more of the following apply to you:
* You’re a first-time homebuyer.
* You don’t have a lot of...
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How to Buy a Home With a Low Down Payment
A consumer’s guide to owning a home with less than three percent down.
If you’re dreaming of buying a home, congratulations. You’re in good company! About two-thirds of the nation’s households own their own home.
This brochure describes how families can get into their own homes with little cash up front. It explains mortgage insurance and...
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Fair Housing: It Is The Law
FAIR HOUSING ACT
Sec. 800. Short Title
This title may be cited as the “Fair Housing Act”.
Sec. 801. Declaration of Policy
It is the policy of the United States to provide, within constitutional limitations, for fair housing throughout the United States.
...
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Title Insurance
* Why do you need title insurance?
Title insurance plays a major role in making certain that your home ownership is free and clear of any rights or claims of prior owners. It is possible for other prior owners to hold a legitimate claim against your home. Problems with the title can limit your use...
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Re-finance A VA Loan
IRRRL Facts for Veterans
IRRRL stands for Interest Rate Reduction Refinancing Loan. You may see it referred to as a “Streamline” or a “VA to VA.” Except when refinancing an existing VA guaranteed adjustable rate mortgage (ARM) to a fixed rate, it must result in a lower interest rate. When refinancing from...
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VA Mortgage: Pre-Loan Frequently Asked Questions
General questions about VA loans that may arise BEFORE you get one
Q: What is a VA Guaranteed Home Loan?
A: VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The...
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Greater Philadelphia Region
- Local Home Buyers’ SeminarsHome Buyers Seminars Saturday, February 20th – 10am – 12pm Thursday, February 25th – 7-9 pm Everything you need to know to purchase a home in this market. Information on the process, up to date Mortgage programs & assistance. Information on the Tax incentives & MORE. A real estate seminar you won’t want to miss [...] No related posts. […]
- Live Music In RoxboroughWynrise Type: Music Concert Start Time: Wednesday, February 17, 2010 at 9:00pm Location: Coyles Rox Box Street: 6080 Ridge Avenue City/Town: Philadelphia, PA The band Wynrise will perform in Roxborough at Coyles Rox Box. Wynrise plays original progressive rock music. The venue is open to all ages. No related posts. No related posts. […]